삶의 지혜와 정보

1. 단타 투자란 무엇인가
2. 장기 투자란 무엇인가
3. 나에게 맞는 투자 방식을 찾는 법
4. 초보 개미를 위한 실전 체크리스트
5. 결론 – 중요한 것은 ‘나에게 맞는 방식’

[Stock! Revolt of the Retail Investors ②]
Day Trade or Long-Term? – There Is a Right Strategy for You

When retail investors step into the stock market, one of the biggest dilemmas is this:
“Should I aim for quick profits through short-term trades, or stick to a long-term investment strategy?”

Both sides have their advocates. Some boast of gains from day trading, others build their wealth slowly over years.
But what really matters is this: what suits you best.

What is Short-Term Trading?

• Involves buying and selling stocks within days or even hours.
• Offers fast profits but requires time, quick decision-making, and strong emotional control.

What is Long-Term Investing?

• Involves holding stocks for over a year, relying on company growth.
• Offers compound gains and peace of mind, but requires patience and faith in the market.

How to Know What Fits You

Ask yourself:

• Do I have time to monitor the market daily?
• Can I handle losses without panic?
• Do I seek quick wins or stable growth?

Hybrid Strategies for Beginners

• Allocate 80% to long-term, 20% for learning via short-term trades
• Track your performance and journal your trades regularly

Conclusion

There’s no universal best.
Understand your personality, time availability, and financial goals.
Investing isn’t just about charts and numbers—it’s also about knowing yourself.

Stay tuned for Part ③: “Beginner-Friendly Strategies – Dollar-Cost Averaging, ETFs, and Diversification”

[Stock Rebellion for the Retail Investor ①]
“It Was All Luck at First” – The Illusion of Skill in Investing

1. A Sweet Start – When Everything Went Up
Someone once said,
“In 2020, you could buy any stock and it would go up.”

And it was true.
After COVID-19, liquidity flooded the markets. Retail investors—especially in Korea—rushed in.
Everyone bought Samsung Electronics, Kakao, Naver, and even obscure theme stocks—and everything rose.

I was one of them.
With nothing but curiosity, I bought my first stock.
It rose 20%, then 30%, almost effortlessly.

And I thought to myself:
“Maybe I have a natural talent for investing.”

2. Am I a Stock Genius? – The Trap of Overconfidence
But the illusion didn’t last long.
I chased rising stocks—only to get stuck at the top.
I followed “insider info” from online forums—only to watch my picks plunge.
I didn’t have the guts to cut losses, nor the patience to hold.

Then it hit me.
“The early profits weren’t skill. It was just luck.”

Overconfidence in your own investing ability—
It’s the first trap that nearly every new investor falls into.

3. The First Sting of a Correction – “Why Is Only My Stock Falling?”
When a “long-term hold” drops 30%,
When a short-term swing trade crashes 20% in a few days,
We all ask the same thing:

“Why does it feel like only my stock is going down?”

The answer is simple:
● I didn’t analyze the company’s fundamentals.
● I followed charts like fashion trends.
● I had no idea what risk management even meant.
In truth, I wasn’t investing—I was guessing.
And as a result, my profits evaporated, leaving only frustration behind.

4. From Luck to Skill – The Time to Learn
Yes, I got lucky at first.
But if you keep relying on luck, you're not an investor—you're a gambler.

It's time to develop real skills:
● How to read financial statements
● Understanding business fundamentals and earnings cycles
● Interpreting macroeconomic indicators
● Risk control and when to cut losses
● Emotional discipline and mental strength
Investing isn't about buying and selling.
It’s about knowledge, judgment, experience, and insight.
Without skill, you'll always be the market’s next victim.

5. Five Mistakes Every New Retail Investor Must Avoid
① Blindly trusting online stock forums
Fast information isn’t always accurate. Paid “VIP chatrooms” can be dangerous traps.
② Being swayed by others' profit screenshots
They rarely show losses. Don’t be deceived by selective success stories.
③ Falling for the temptation of quick trades
Fast gains come with high risk. For beginners, it’s a minefield.
④ Fearing to cut losses
Failure to sell at the right time can collapse your entire portfolio. Cutting losses is survival.
⑤ Going all-in on a single stock
Never do this as a beginner. Concentration brings extreme outcomes—both good and bad.

6. From Realization to Growth
Realizing you’ve made mistakes is just the beginning.
What matters is what you do next.

Now is the time to:
● Review your portfolio
● Start learning seriously
● Build a structure where you understand the market—not just react to it
We must stop repeating the same rookie mistakes.
It's time for us retail investors to rise—with skill, not speculation.

7. Final Thoughts – Reflection Is a Rite of Passage, Skill Is a Choice
Acknowledging that it was all luck in the beginning—
That’s when the journey truly begins.

Anyone can start investing.
Only a few survive.

You can be one of the few.
And it begins when you wake up from the illusion.

Next in the series:
[Stock Rebellion for the Retail Investor ②] “Swing or Hold?” – Finding the Right Strategy for You
→ In the next post, we’ll explore how to discover your own investor type and choose a strategy that fits your mindset, time, and risk tolerance.